Professional Liability

As an engineer or architect, your professional liability risks are significant. It only takes a small mistake or error in judgment to throw off an entire project. 

Professional Liability Overview

No matter how seasoned of a professional you and your colleagues are, mistakes can still happen. As your business grows and you take on more employees and hire subcontractors, you can be responsible for any mistakes they potentially make. Sometimes, those errors can result in a lawsuit. The high costs that come along with a lawsuit can put you out of business, and in some cases, even your personal financial security can be at stake.

Professional liability, also known as errors and omissions insurance, protects the business you have worked hard to make successful. It is an important tool to have and can safeguard your business should a mistake happen. Professional liability insurance can include coverages to protect your business from claims resulting from negligent acts, errors, omissions or personal injury. It not only covers you, but any employees or independent contractors working on your behalf. 


Does professional liability cover common situations?

Yes! Even seemingly common mishaps can open the door to financial damages. Examples can include:

  • Miscommunication.
  • Missed deadlines.
  • Paperwork mistakes.

Professional liability can help address common work mistakes that cause clients financial losses. 

*Small firms are defined as firms with fewer than 12 professionals on staff and whose annual billings are up to $500,000. Other qualifications may apply.