General Liability insurance protects your business from claims and lawsuits for bodily injury, property damage or personal injury caused to others arising from your business operations. For example, if a guest trips and falls on a wet floor while walking in your restaurant, or a Team Member spills a milkshake into a guest’s vehicle in the Drive-Thru, general liability coverage will be there to help.
Why does my business need general liability?
Every time a guest enters your restaurant, your business assumes risk. Allergic reactions, slips and falls, or food borne illness can all be reasons for one of your guests to file a claim or lawsuit against your business. Even if your business is not responsible for the guest’s injury or property damage, you can still be held responsible for associated costs like attorney’s fees if a lawsuit is filed. The general liability coverage provides protections for such incidences.
What can general liability do for my business?
While insurance coverage can’t protect guests from slipping and falling, it does provide your business with protection from claims and lawsuits alleging injuries and damages that occurred as the result of your business operations.
General liability offers the peace of mind that your business can survive a costly incident or lawsuit and still have the necessary funds to continue operating.