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Business Insurance Policy

Protect your personal and business assets, whether  you own your building or rent space, Complete coverage at a lower price than insuring at separate policies. 


Business Insurance Policy Overview

You’ve worked hard to build your business. But no matter how much you put into it, there are many known and unknown risks that could take it all away if you’re not prepared.

That’s why business owners agree business insurance coverage is a must have—especially in an increasingly litigious society.

Business insurance protects you, your business and your employees from a variety of claims such as those involving bodily injury, property damage or personal injury. For instance:

  • A customer slips on a patch of ice outside your door, incurring thousands of dollars in medical expenses.
  • A water pipe bursts causing your store to flood during the Christmas season when your inventory values exceed the average amount by 100%.
  • A competitor claims your advertisements include false information about their business, resulting in decreased sales.

Business Insurance Customized for Your Business

Hallmark Cards worked exclusively with Marsh Sponsored Programs to develop a commercial auto insurance plan for Hallmark retailers. Take a closer look at five reasons why many of your fellow retailers are protecting their business with this top-notch coverage today.

  1. Save time and avoid the hassle of shopping around.
    As a Hallmark retailer, everything needed to protect your business can be purchased from a single, reliable source.

  2. Customize a plan that’s the right fit for your business.
    Instead of one-size-fits-all coverage, you have the flexibility to customize a plan that meets your business’s needs and individual requirements—not someone else’s.

  3. Pay less for the best coverage available.
    As the only business insurance plan fully endorsed by Hallmark Cards, you can rest assured you’re paying the most competitive rates without sacrificing quality service.

  4. Keep costs down with expert claims and loss control services.  
    Proven, efficient claims handling from a team of experts who know your business is just one of the program’s many advantages. You can also reduce the potential for losses with on site loss control assessments and ongoing risk management advice.

  5. Enjoy fast, friendly service from a team of insurance experts.
    As a program participant, you can look forward to excellent service and fast, full-service enrollment. 


Get a free, no-obligation quote right now!

To request a free, no-obligation quote, call  +1 800 588 7524 and speak with a Hallmark Retailers’ Insurance Program representative. Or, for added convenience, you can request a free consultation online.


Who is Marsh?

Marsh has administered the Hallmark Retailer Property/Casualty Program for 23 years, and is the leader in insurance program management. We are committed to providing the best insurance value, combined with top-notch service.

What's covered under this policy?

The Hallmark Retailers' Insurance Program is a customized, comprehensive plan that covers your inventory, including automatic 100% peak-season coverage, as well as fixtures, assets, and improvements. Many additional coverage extensions are available for virtually everything you've invested in.

Is the insurance carrier reputable?

Marsh selected The Hartford to underwrite the Hallmark Retailed Property/Casualty Programs because of its experience and expertise, the company has protected American business owners since 1810. The Hartford's financial strength and stability have earned it exceptionally high ratings from such respected industry analysts as Standard & Poor's and A.M. Best Company.

How do I report a claim?

Report claims immediately. Call a Hartford TeleClaim representative at +1 800 327 3636. The Hartford TeleClaim representatives are available 24 hours a day, 365 days a year.

The more information you have before placing the call, the less time the call will take. Phone reports generally last 10 to 15 minutes. You may want to have the policy declaration page available for easy reference.

How do I get a quote for my Hallmark Gold Crown Franchise?

Contact a Marsh representative or call +1 800 588 7524.

My current insurance coverage lets me pay my premium in installments. What options are available in this plan?

Flexible payment terms, including a convenient monthly payment schedule, are available. Contact us for a schedule of payment options.

Why do I need business insurance?

Without the proper insurance protection, an unexpected event could destroy the practice you've worked so hard to build. This sponsored policy is a specialized insurance package that combines both property and liability insurance coverage, and many additional coverages, into one policy at a competitive price. It is designed to help you quickly restore your practice if the unthinkable happens.