Fine arts insurance includes a broad array of fine art items ranging from traditional visual arts such as paintings, photographs, sculptures and the like to textiles, musical instruments, historic artifacts, antiques, and virtually anything that has value beyond its underlying functional purpose.
The right type of insurance is important, as issues like loss, theft and damage may not be covered on a broader property policy. The valuation of your fine arts is also critical to assure proper coverage.
One of the primary benefits to purchasing stand-alone fine arts coverage is a much lower than that of an all-risk property policy.
All WCIA members are eligible.
Fine Arts insurance is provided by Travelers.
A fully completed application is required to secure a quote. Determining factors for cost include but are not limited to:
1. Type of fine art
2. Value of fine art
3. Images of each item, recommended