National Captive Insurance Solutions, Inc. (NCIS) was formed by Franchisees collectively pooling their business risks together to help contain and stabilize insurance costs for all Franchisees. This captive insurance company, owned by the Franchisees, has been formed to insure General Liability, Property, Crime, Liquor Liability, and Business Interruption coverages. Procuring coverage through NCIS is voluntary and not mandated, however, franchisees are required to carry insurance outlined in the Franchisee Agreement.