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Insurance solutions for Papa Johns® Franchise owners

Marsh’s Papa Johns® Franchise Program

Gain access to insurance products designed to be fully compliant with meeting Papa Johns® contractual requirements, allowing you to bypass the insurance verification process – we’ll do it on your behalf.

You’ll benefit from Marsh's long-standing relationship with top-rated insurance carriers to offer a program that meets your Papa Johns® insurance requirements. 

Insurance solutions to meet your business needs

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Protects your business from physical damage claims such as collisions, fire, theft and flood; and for bodily injury and property damage losses that you or an employee are held responsible for while operating a company vehicle.

General Liability

Property Damage provides coverage should an employee cause accidental damage to a customer’s property, this coverage can help pay for repairs or replacement.

Bodily Injury provides protection when a non-employee is injured on your property. This coverage may help with related medical expenses, including legal expenses you may incur in relation to the injury claim.

Product Liability covers legal, defense and medical expenses if an injury occurs connected to products your business delivered or sold.

Libel, Slander, and Copyright 
helps protect you against some lawsuit expenses from personal and advertising injury, such as disparaging another business in advertisement, stealing an advertising idea and more.

Business Personal Property provides protection against stolen, damaged or destroyed business property that is generally inside your business such as equipment, inventory, furniture, fixtures, computers and other moveable items you use to run your business.

Crime Liability covers costs associated with employee dishonesty, misuse of funds, forgery, and theft of a customer’s property.

Business Interruption Protection provides coverage should an event disrupt your business, or cause property damage, you may be covered for certain expenses to get your business running again, such as net income, payroll, and temporary business relocation.

Equipment Breakdown Liability covers your business for certain expenses to get your business running again, such as net income, payroll, and temporary business relocation, should an event disrupt or cause property damage to your business operations.

Food Spoilage and Water Backup Liability

Food Spoilage Liability provides protection in the event of loss of perishable stock stored at your business, this broader coverage provides you reimbursement costs to replenish this stock related to a covered event.

Water Backup Liability covers expenses and damages associated with sewer backups, which is not covered through your Property Liability.

Protects your business and your employees from financial loss if an employee is hurt on the job and helps pay for medical care, wages from lost work time, and more due to work-related injuries or illnesses.

Covers your business from financial loss in the event a current, past, or prospective employee accuses your business of wrongful treatment such as discrimination, harassment, or other employment-related issues.


Insurance verification

Our online, three-step, insurance verification process makes it easy to confirm your Franchise is compliant with Papa Johns contractual insurance requirements.

1

Look for a Papa Johns® Insurance Verification Email

When you receive the Papa Johns® Insurance Verification email from Marsh, you'll know it's time to confirm your coverage.

2

Upload your Certificate of Insurance

Locate your franchise's most recent certificate of liability insurance document and upload to verify your insurance coverage.

3

Wait for your Confirmation Email

Within days of uploading your certificate, you will receive an email from Marsh that indicates whether your coverage is in compliance. If you are not compliant, you can work with a licensed insurance professional at Marsh to ensure you meet the Papa Johns insurance requirements.