The RRRG Pollution Liability is comprehensive environmental coverage designed exclusively for the Servpro franchisee and the types of operations a franchisee completes. Created as a companion coverage for the General Liability policy, the RRRG pollution policy provides protection for claims alleging bodily injury and/or property damage stemming from pollution incidents. Coverage also pays for any related clean-up costs you become obligated to pay as a result of environmental damage
Why the RRRG?
There are 3 distinct advantages to becoming a member of the RRRG captive for your Servpro Franchise business insurance:
RRRG insurance products & coverage details
The RRRG Commercial General Liability policy is custom, comprehensive occurrence insurance policy to cover your legal responsibility when negligent acts results in bodily injury and/or property damage to others. Designed specifically for the Servpro franchisee and tailored to compliment the RRRG Pollution coverage as a package.
This is additional exclusive coverage for the Servpro franchisee that increases the limits of the underlying liabilities (general and/or pollution) when the underlying policy limits have been met. The RRRG Excess is very unique – it is follow-form coverage – meaning it follows the occurrence based GL and / or follows the Claims made Pollution.
LSR policy assumes liability in the event of defective workmanship for "Remediation, Repair and Reconstruction" and "Home Improvement" following mitigation by non-insured entities or without mitigation services. If a franchise owner becomes liable, this policy will cover up to the policy limits to repair, replace or service the affected area or retain you to provide such work to the customer.
Covers your business’ first and third party liability and financial losses from data breaches and other cyber events including phishing, ransomware and extortion.
Additional insurance products & coverage details
Can include both liability and physical damage coverage. Covers cost of injuries and damages that are caused by you or your employees involving your business autos, up to your policy limits. Can also pay for damage to your vehicles if you hit another vehicle or object.
Protects your business from losses resulting from damage to a customer’s items in your temporary procession. Coverage is extended to property in transit and off premise. Contractor's Equipment (tools and equipment owned by you) can also be included by endorsement.
A type of liability insurance covering wrongful acts alleged by employees such as discrimination, wrongful termination, harassment, or other employment related issues.
A written agreement to guarantee compliance, payment, or performance of an act.
Protects the franchise against claims of inadequate work or negligent actions made by clients. This coverage is also known as errors and omissions insurance.
Covers damage to your personal property; including building, other structures on site, and personal property.
This insurance helps employees pay for medical care, wages from lost work time, and more because of work-related injuries or illnesses.
Product descriptions provide a synopsis of coverage and is being provided as a reference only. The actual policy determines coverage. The policy contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions and requirements.