Non-Trucking Liability & Physical Damage (NTL/PD) Insurance Solutions

Yes, our premium discounts are designed to reward FedEx Service Providers with proven business experience, multiple lines of coverage with Marsh and Protective, and businesses with positive loss experience. Going forward, your rate for NTL & PD will be determined based on your business’ unique exposures and performance. 

Our experienced based rating structure is designed to provide as much as 60% savings over current levels for those businesses that qualify for the maximum premium credits: 

• Watch your mail for your Rate Indication letter outlining your renewal savings during your upcoming policy period. 

OR

• Contact your Customer Care Team to review your savings.

If the scheduled vehicle is disabled and under repair for mechanical failure, routine maintenance or collision, or a covered comprehensive or collision loss,  your policy with Protective Insurance Company will cover the rental vehicle for both physical damage and non-trucking liability (subject to the same deductibles and policy limits that apply to your scheduled vehicle). You'll be required to provide a repair invoice for your scheduled vehicle showing it was under repair.

If your truck is totaled, you'll receive the actual cash value or market value up to your stated value, less your deductible.

For example: If you state the value of your truck to be $50,000 and it's totaled, but the market value is $60,000 you'll receive $50,000 less your deductible. If the market value is $40,000, you'll receive $40,000 less your deductible.

Yes, for the amount that exceeds your deductible. If your truck is licensed in South Carolina, Kentucky, Florida, or Massachusetts, there's no deductible applied to glass repairs or replacement.

Visit our claims page to learn more about filing a claim.