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Aircraft liability insurance

Discover specialized liability coverage that follows you, as well as hull "all risks" ground/not-in-motion coverage that follows your aircraft.

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Helping Canadian pilots navigate their insurance needs

Marsh has developed a self-directed and cost-effective plan that provides coverage for most aircraft you may own, lease, rent, or borrow and use for private business and pleasure.

Available coverages

Aircraft liability

This covers third-party property damage and bodily injury legal liability. You have the option to either include or exclude passengers from your policy, both up to a maximum limit of $3,000,000.

Ground risk hull (not in motion) for an aircraft you own

This coverage applies to physical loss or damage sustained by your aircraft while on the ground or moored and not-in-motion, or while in transport by another vehicle. Coverage is available for up to a maximum agreed hull value of $600,000.

Optional insurance enhancements

selected option

This coverage protects individuals when they are legally responsible for the physical damage of an aircraft that they rent or borrow, excluding those borrowed from family members in the same household. 

Coverage for recreational aerobatics is automatically included with your MarshWings aircraft liability policy. However, if you will be involved in competition aerobatics, you will need to purchase the Competition aerobatics coverage extension. This coverage extension has a maximum liability limit of $1,000,000  and does not cover physical loss or damage to the hull of your aircraft. 

 

This endorsement is available for any formation flying involving any aerobatic manoeuvre other than an aerobatic flight, consisting solely of “trail and rejoin” manoeuvres or aerobatic formation flight practice in accordance with the Canadian Air Regulations (CARS). 

The maximum limit of liability available is $1,000,000 per occurrence. To obtain coverage, full details of the aerobatic flight must be submitted to the insurer for approval and determination of the additional premium charged.

This option provides coverage for aircraft components, such as engines, kits, blades, propellers, instruments, radios, navigation equipment, auxiliary fuel tanks, detached and auxiliary undercarriages, miscellaneous flight equipment, ground support equipment, and similar items.

It can also include tools and general repair equipment. The insurance of logbooks, service records, and repair records includes the cost of reconstitution.

FAQs

This coverage benefits Canadian pilots in the following scenarios, among others:

  • You don’t own an aircraft, and you require liability for an aircraft you rent or borrow.
  • You own multiple aircraft, and you want your liability to follow you when you are flying those aircraft.
  • You want the option to insure your aircraft for ground not-in-motion physical damage coverage.

To qualify for coverage, you must meet the following requirements:

  1. Your primary residence must be in Canada.
  2. Your aircraft must be privately registered and intended for private business and pleasure only.
  3. The aircraft must not exceed a maximum seating capacity of seven passengers, excluding the pilot.
  4. You must hold the appropriate licence or permit for the aircraft you are operating.

These criteria help ensure that our coverage is tailored to suit your unique needs, providing you with peace of mind for your aviation adventures.

Yes, MarshWings aircraft liability coverage is not available for balloons, gliders, hang-gliders, airships, paragliders, hovercraft, unmanned aerial vehicles, and very light jets.

It also excludes aircraft that fall into the following categories:

  • Foreign-registered aircraft
  • Turbine aircraft
  • Commercially registered aircraft, unless rented or borrowed for private business or pleasure use only
  • Aircraft with more than seven passenger seats
  • Aircraft with a hull value of more than $600,000
  • Aircraft with a permissible takeoff weight of more than 2,721 kilograms (6,000 pounds)

The policyholder only. Additionally, flight instructors and flight examiners are covered to provide flight training or testing to the policyholder.  

Ready for takeoff?

Ready for takeoff?

MarshWings offers a fast, easy, and intuitive online application process that has the ability to quote, pay, and provide policy documentation within minutes.

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